About Premium Credit

For many, paying a hefty insurance premium in one go can put a strain on the budget - but Premium Credit provides an affordable solution. For  25 years, we have helped businesses and individuals pay for their insurance by spreading the costs over regular instalments, instead of paying the whole premium upfront.

Premium Credit doesn’t just help businesses and individuals spread the cost of their insurance premiums, we also provide the finance to pay annual fees such as professional fees, membership subscriptions, commercial service charges and school fees. We have over 2 million customers, processing 29 million Direct Debits, achieving advances of £3.9 billion. 

That's why we're the No.1 Insurance Premium Finance Company in the UK and Ireland.
Why have you set up an agreement for me – I haven’t taken out a credit agreement?
You have arranged a policy or service with an intermediary, but your credit agreement to finance your policy or service is with Premium Credit. Your insurance or service will continue to be administered entirely by your intermediary, and any questions that you have relating to the policy or service will need to be referred to them.
Why are Premium Credit writing to me?
Premium Credit is the finance provider for your credit and need you to sign the credit agreement.  Please take the time to read and understand the terms and conditions of the credit agreement.